Greetings from Ram Financial consultancy, Every one know that now a days higher education is becoming much costlier than any thing else but no one want to compromise the children education, people are investing money for children now a days. There are so many insurance companies are lunching the Unit Linked Insurance Plans which provides life insurance coverage to the person earning in the family and wealth creation use full for children education.
We did some analysis about these plans which will help the people in the process of selecting the best children plan for them. We did this analysis by taking leading companies products.
Report of the analysis :
To enlarge the image please click on the image and open in new web page.
Coming to the point about the plans and the graph in this people can select any plan as per their requirement. But we are prefer Birla Sunlife Children Dream Plan because it gives the capital protection ( guaranteed maturity benefit, which is guaranteed always ) along with equity investment fund options, this guaranteed maturity benefit will be greater than the amount we payed as premium if we are not selecting very high insurance coverage (Enhanced Coverage). Not only this in this particular plan we can increase the insurance coverage to the higher amount with small increase in the premium which means the life insurance will provide the financial security to the family in the absences of the life insured so in this way also the child future is secured.
please check the new article on child plan for more updates.
For more details please contact us at
sriram.adviser@gmail.com
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