Friday, December 12, 2008

why you need to plan for retirement?

Dear Readers,

Greetings from Ram Financial Consultancy, I would like to share some important facts with all of you about some pension plans which are use full for your tax planning as well as your retirement planning, now a days so many people are neglecting about the retirement plans. First i would like to share some survey results with all of you.



Year 2020 prices are just productions with minimum price increase in the products. Even in the worst situations prices may cross this or may be less also.




In above tables will show you how cost of leaving is rising in India, to day you are working so you can spend but thinking about tomorrow once you are retire from your job, Do you know how much you need to send per month for you and your wife to maintain same life style.

Your Today's Spending per month : 20,000 ( for a family of 3 people )
After 25 years from now expenses per month : 3,83,000 ( for a family of 3 people )

this table is created by taking the cost of leaving is rising @ rate of 9% per year. simple logic behind this.

So to ensured that you are maintaining the same life style you need to keep up and plan for your retirement.

Government is showing that inflation is near 5% from last 4 to 5 years but actually the prices are rising more than that. please keep your eye open so the real inflation.

For best retirement or Pension plan please contact us @

Email id : sriram.adviser@gmail.com
phone no : +91-9741598945 (India)
+1-408-250-9952 (USA)

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